The auto finance experts at Niello BMW Elk Grove are invested in creating the ideal auto financing plan for the way you live. At our BMW finance center in Elk Grove, California, we'll tailor a plan that meets your needs and gets you into the BMW vehicle you've had your eye on. From low auto loan rates and bad credit financing to BMW lease options with low monthly payments, we'll build the package that makes it happen. Contact our finance department to learn about special BMW financing options.

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(916) 602-4922

Finance Department

The Basic Components of an Auto Loan from Niello BMW Elk Grove

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a BMW Model to Buy
Elk Grove, CA | Stockton, CA | Lodi, CA

Niello BMW Elk Grove offers stress-free Elk Grove, CA auto loans and auto financing. Browse BMW incentives for spectacular offers on the BMW X5, a stunning SUV that brings the fun, or check out the BMW X1, a compact crossover that parks and handles like a charm. The BMW X7 offers the crew plenty of three-row comfort, while the BMW 7 Series is the midsize family sedan for the serious driver. Need to feel the wind in your hair? Slip into the BMW M3, and live the dream. We also have the iconic BMW 3 Series, a game-changer for trips to Elk Grove Regional Park or the grocery store. View all of our new and used BMW vehicles to find your match - then speak to our team about competitive financing solutions for your dream car.

How to Apply for BMW Financing at Niello BMW Elk Grove

Learn more about auto loans and auto repair financing at our BMW financing center in Elk Grove, CA, and fill out a Niello BMW Elk Grove finance application today! If you need help deciding between leasing and financing or have questions about our no-credit financing options, our team can help. Be sure to ask us about BMW financing specials and BMW lease specials to get the most out of your visit!

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Dealership Hours
Mon - Sat9:00am - 6:00pm
Sunday10:00am - 6:00pm